Modelo de comportamiento de pagos en estudiantes de una universidad privada en Perú

Henry Villarreal Torres; Julio Ángeles Morales; William Joel Marín Rodriguez; Daniel Andrade Girón; Edgardo Carreño Cisneros

doi:10.56294/sctconf2023217

Conference abstract

Published: 2023-05-07

DOI: https://doi.org/10.56294/sctconf2023217

Payment behavior model for students at a private university in Peru

Abstract

With the enactment of Law No. 29947, “Law for the Protection of the Family Economy”, students use the educational service with the payment of tuition, demonstrating a poor payment culture, failing to pay tuition until the beginning of the next semester. This motivates the university to present a state of illiquidity. The objective of the research was to develop a payment behavior classification model for students of a private university in Peru, with the purpose of predicting delinquency and compliance with payment commitments, through the implementation of strategies to improve the quality of the economic collection process. The methodology presents a research component of technological type, of propositional level, incremental innovation, the data collection was of retrospective type; with a synchronous temporal scope, because it was carried out in a short period of time, less than a year, the study population consisted of 8495 enrolled undergraduate students. The results show a classification model to predict payment behavior, using the H2O.ai platform and the R programming language, the data were obtained from computer systems, using the CRISP-DM methodology used in data science solutions. The datasets for training, validation and testing correspond to 70 %, 15 % and 15 %; obtaining the GBM Grid classification model whose performance metrics are AUC of 0,6272, AUCPR of 0,8751 and logLoss equivalent to 0,4577.

Keywords:

Machine Learning,

Higher Education,

Data Mining,

Payments,

Neural Networks,

How to Cite

Villarreal Torres H, Ángeles Morales J, Marín Rodriguez WJ, Andrade Girón D, Carreño Cisneros E. Payment behavior model for students at a private university in Peru. Salud, Ciencia y Tecnología - Serie de Conferencias [Internet]. 2023 May 7 [cited 2024 Jul. 5];2:217. Available from: https://conferencias.saludcyt.ar/index.php/sctconf/article/view/217

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The article is distributed under the Creative Commons Attribution 4.0 License. Unless otherwise stated, associated published material is distributed under the same licence.

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IV Jornadas de Fundamentos y Aplicaciones de la Interdisciplina (JFAI2023)

Vol. 2 (2023)

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